Fairtrail Finance

Structured working-capital finance

Funding that keeps business moving.

A considered approach to asset-based finance for growing SMEs that deserve more than a standardised answer.

Explore finance Talk to our team
A business owner standing in an active warehouse

01Clear structures

02Considered decisions

03Built for growing SMEs

Our finance

Finance for the way you trade

Structured facilities built around identifiable assets, underlying transactions and a clear route to repayment.

01

Trade finance

Fund purchases tied to customer demand, fulfil orders and keep goods moving through your supply chain.

Explore trade finance
02

Invoice finance

Unlock cash tied up in customer invoices and give the business room to keep moving and growing.

Explore invoice finance
03

Asset finance

Support the acquisition of identifiable, financeable assets that help your business deliver and grow.

Explore asset finance

A more considered view

We look at the transaction, not just the template.

Growing businesses can be overlooked when lending decisions rely too heavily on trading history, minimum revenue or other proxy criteria.

Fairtrail takes a holistic view of the underlying transaction, the available risk mitigants and the structure that could make the opportunity viable.

Why Fairtrail is different

What we consider

  • The opportunityWhat the business needs to deliver and why the funding matters.
  • The assetsIdentifiable goods, materials or assets that support the structure.
  • The route to repaymentProven demand or a transaction that can support repayment.
  • The peopleThe experience and capability of the management team.

A clearer path

From funding need to workable structure

  1. 01

    Tell us about the opportunity

    Share the transaction, assets, timescale and what the funding will help you achieve.

  2. 02

    We consider the whole picture

    We assess the underlying deal and available mitigants, not only headline criteria.

  3. 03

    Build the right structure

    If there is a viable fit, we shape a facility around the transaction and your business.

See how it works

Who we work with

Growing SMEs with something tangible behind the ask.

£50k–£750kTypical funding requirement

Identifiable assetsGoods, stock, materials or business assets

Proven demandA transaction or route to repayment

Start a conversation

Your business may need a structure—not another standard answer.

Tell us what you are trying to fund and we will take a considered look at the opportunity.

Discuss your funding need