Invoice finance
Turn work already done into working capital for what comes next.
Release cash tied up in unpaid customer invoices and create room to pay suppliers, meet payroll and pursue the next opportunity.
Receivables-ledFinance linked to customer invoices
Cash-flow focusedBridge the wait for customer payment
Growth-mindedKeep the business moving forward
Your sales have been made. Your cash is still catching up.
Long customer-payment terms can create a gap between delivering the work and receiving the cash. For a growing business, that gap can restrict purchasing, hiring and the ability to accept the next order.
Invoice finance can release working capital against eligible unpaid invoices, helping the timing of cash flow better reflect the pace of the business.
The focus is not simply the invoice—it is the quality of the receivable and the business activity behind it.
What we will want to understand
- The goods or services that have been delivered
- The validity and ageing of the customer invoices
- The profile, concentration and payment history of customers
- Payment terms, disputes, credits or contractual conditions
- The systems and controls used to manage receivables
Working capital that moves with the business
A suitable invoice-finance structure may help smooth cash flow, fund day-to-day commitments and support new growth without waiting for every customer payment to arrive.
Every opportunity is subject to underwriting, due diligence and documentation. Eligibility and the appropriate structure will depend on the business and its receivables.