Trade finance
Fund the purchase. Deliver the order.
A structured facility designed around an identifiable trade, the goods being purchased and the demand behind the transaction.
Purchase-ledPurchase of goods and materials
Transaction-basedBuilt around an underlying trade
ConsideredAssessed on the whole opportunity
Working capital should not hold back a viable order.
A growing business can have proven customer demand and still lack the working capital required to purchase goods from a supplier. Trade finance can help bridge that gap by linking funding to the underlying transaction.
Fairtrail looks at what is being purchased, who it is being sold to, how the trade is expected to progress and the practical mitigants available throughout the cycle.
The structure starts with the transaction—not a generic product template.
What we will want to understand
- The goods or materials being purchased
- The supplier, customer and commercial terms
- The evidence of demand behind the order
- The expected margin, timescale and route to repayment
- The management team's experience in delivering similar transactions
What it can help your business do
A workable trade-finance structure may help you accept larger orders, negotiate supplier terms, fulfil customer demand and preserve cash for the day-to-day operation of the business.
Every opportunity is subject to underwriting, due diligence and documentation. The right structure will depend on the facts of the transaction.